Tim Courtney Home Loans
Edge Home Finance, LLCPowered by Edge Home Finance, LLC

CENTRAL INDIANA ROOTS. PERSONAL GUIDANCE.

Your next move starts with a clear mortgage plan.

Buying a home, refinancing, or financing an investment property? I’ll help you compare mortgage options, understand the costs, and take the next step with confidence.

Have a question before applying?
Call me at 765-744-4548.

Tim Courtney wearing a navy quarter-zip pullover
Tim CourtneySenior Loan Officer · NMLS #1611354
BASED IN FISHERS, IN

Serving Indiana, Illinois, Alabama, Missouri & Ohio.

Local to central Indiana, including Hamilton County, Marion County, and surrounding areas.

Interested in another state? Let’s talk about your next step.

WHEREVER YOU ARE IN THE PROCESS

A conversation built around your goals.

You don’t need to have every answer before reaching out. We can start with where you are today and what you want to do next.

01

Your first home

Understand your financing options, what to expect, and how to prepare before you begin shopping.

02

Your next move

Explore financing for your next home with a plan that considers your budget and timeline.

03

Your current mortgage

Compare refinance options based on your goals, costs, and circumstances—including a possible change in payment or access to home equity.

04

Your investment property

Explore purchase and refinance options for eligible rental properties, including DSCR programs.

LET’S MAKE THE OPTIONS CLEAR

Different loans.
One personal point of contact.

My primary focus is conventional, FHA, and VA home purchases and refinances, along with DSCR financing for investment properties.

Conventional

Purchase and refinance options for borrowers whose circumstances fit conventional financing guidelines.

FHA

Purchase and refinance options with eligibility requirements that differ from conventional financing.

VA

Purchase and refinance options for eligible veterans, service members, and qualifying surviving spouses.

DSCR

Investment-property financing that generally evaluates rental income relative to debt obligations. Requirements vary by lender and program.

Program availability and eligibility vary. All financing is subject to applicable lender underwriting, credit approval, property requirements, and program guidelines.

Edge Home Finance, LLC is a private mortgage broker and is not affiliated with, endorsed by, or acting on behalf of or at the direction of the U.S. Department of Veterans Affairs (VA), the Federal Housing Administration (FHA), the Department of Housing and Urban Development (HUD), or any other government agency.

Talk Through Your Options

WHY WORK WITH ME

More clarity.
Support along the way.

Options to compare

Through Edge Home Finance, LLC’s mortgage brokerage, I can compare options from multiple lenders and help you understand their rates, fees, and requirements.

Straightforward explanations

I’ll walk you through costs, loan choices, and the tradeoffs so you can make an informed decision.

Communication along the way

You’ll work with me as your mortgage point of contact, with guidance on next steps and coordination with the people involved in your transaction.

A relationship beyond closing

I stay connected with past clients and remain available for mortgage questions as their needs change.

YOUR MORTGAGE POINT OF CONTACT

Local roots.
Personal service.
A clear plan.

Fishers-based. Central Indiana-focused.

A LITTLE ABOUT ME

Hi, I’m Tim.

I’m a Senior Loan Officer with Edge Home Finance, LLC, with more than nine years of mortgage experience. After spending much of my career with a local lender, I joined Edge to give my clients access to a broader range of mortgage options through its brokerage.

I grew up in the Yorktown/Muncie area, graduated from Butler University, and now live in Fishers with my wife and our two children. Outside of work, you’ll usually find me spending time with family, playing golf, or enjoying time on the lake.

My approach is simple: understand what you’re trying to accomplish, explain your options clearly, and help you navigate the next step.

Tim CourtneySenior Loan Officer · NMLS #1611354

IN THEIR OWN WORDS

What clients say
about working with me.

Selected reviews from clients who have shared their experience on Google.

★★★★★
“Tim is responsive, easy to work with, and helps make the mortgage process quick and painless.”
Aaron WalkerGoogle review · Full review
★★★★★
“Tim was knowledgeable and extremely helpful throughout the entire mortgage process. He made my first home buying experience smooth and stress free!”
Alec LaMotheGoogle review · Review excerpt
★★★★★
“Tim was great to work with throughout the entire loan process. He was quick to get back to me with any questions that I had!”
Brian QuirkGoogle review · Full review
★★★★★
“Tim was very helpful and made the loan process easy to understand.”
Ashley DunlapGoogle review · Review excerpt

Individual experiences vary. Reviews describe past experiences and do not guarantee approval, savings, timing, or other results.

YOUR NEXT STEP

Let’s talk about
your next move.

Ready to get started—or just have a mortgage question?
Reach out directly. I’m here to help you explore your options.

Based in Fishers, IN.
Licensed to serve Indiana, Illinois, Alabama, Missouri, and Ohio.

Interested in another state? Contact me about connecting with an appropriately licensed loan originator through Edge Home Finance, LLC’s Client Care Team. New York excluded.

A CONVERSATION IS A GOOD PLACE TO START

Have a question?
Message me directly.

You don’t need to complete a mortgage application to start a conversation. Tell me a little about your plans and what you’d like help with.

Please don’t include Social Security numbers, account numbers, or financial documents.

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